Mortgage Education

Clear explanations for Michigan homebuyers and homeowners. Use these resources to prepare questions and understand the decisions behind a mortgage.

Start here

• Mortgage Pre-Approval in Michigan

• How Much House Can I Afford in Michigan?

• First-Time Home Buyer Loans in Michigan

• 3% Down Mortgage Options in Michigan

Compare loan options

• FHA Loans in Michigan

• VA Home Loans in Michigan

• Physician Mortgage Loans in Michigan

• Investment Property Loans in Michigan

For homeowners

• Mortgage Refinance in Michigan

• HELOC Options in Michigan

• Cash-Out Refinance in Michigan

• HELOC vs. Cash-Out Refinance

Learn how lenders evaluate debt-to-income ratio, credit, assets, down payments, closing costs, property taxes, insurance, appraisals, and underwriting. Educational information cannot replace a review of your complete application and property.

Text Jim at 313-444-5233 with the topic you want to discuss. Do not text sensitive personal or financial information. All loan programs and examples are subject to current guidelines, verification, underwriting, and borrower qualification.