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1500+ Closed Loans | 12+ Years of Mortgage Experience | I do the shopping for you!
Mortgages aren’t just about rates and paperwork — they’re about people. Here’s a bit about me, so you know who’s on your team.
Add me to your phone — I’m just a text away for you or anyone you know.
Achievements
Achievements
Triple Crown Recipient
Earned the highest title available in banking for outstanding performance and leadership.
JFFC Winner – 2020
Outperformed nationally in a year-long competition focused on total loan closings and maintaining the lowest suspense rate.
LOC Champion – 2020
Led in client satisfaction with 5-star reviews and delivered the highest rate of clean, closable loans while staying ahead of pace-to-goal metrics.
#1 Top Closer – RME Chat Specialty – 2020
Closed 488 loans totaling $126.65M, leading the nation in performance for the specialty division.
Rock Honors Nominee – 2020
Earned nomination for one of the most prestigious year-long awards recognizing elite mortgage professionals.
16-Time Recognition Coin Awardee
Consistently ranked among the top 10% of bankers regionally—recognized monthly for excellence.
March Madness Champion – 2015
Led the best-performing team in the company during this high-stakes, month-long competition.
The Fest Winner – 2015
Recognized for exceptional team performance in meeting goals and maintaining clean, quality business during a competitive month-long event.
Steps
Steps
When you apply for a mortgage, the credit bureaus may sell your information to third-party vendors. This often leads to unwanted calls and solicitations. The good news? You can easily opt out. By signing up electronically, you can remove your information from these lists for up to five years and protect your privacy.
Your path to pre-approval starts here. Fill out this quick mortgage application and I’ll take it from there — reviewing your details, putting in the work, and then meeting with you to move forward together.
To keep things moving smoothly, there are a few documents I’ll need from you. Having these ready makes the process quicker and easier, and I’ll walk you through exactly what’s needed so nothing feels overwhelming.
There are things you will want to avoid during your mortgage process. Make sure to read over these carefully and talk with me if any stand out.
Step by step guide to the mortgage process from start to finish.
To get started now
Text Jim Kleiner at 313-444-5233 with your first name and whether you are interested in buying, refinancing, a HELOC, or another Michigan mortgage option. Jim will reply with his availability and the appropriate next step.
Protect your information
Do not send Social Security numbers, dates of birth, account numbers, tax returns, pay statements, bank statements, identification, or other sensitive documents by text or ordinary email. Wait for the verified secure application or document-upload instructions.
What to expect when the secure application is available
You may be asked for your housing history, employment and income, assets, debts, and authorization to review credit. Additional documents depend on your situation and chosen loan program. Providing an application does not guarantee approval or obligate you to proceed.
Michigan Mortgage Broker | Jim Kleiner | NMLS #1186582
Company NMLS #1660690
All loans are subject to verification, underwriting, property approval when applicable, and program availability.
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